Financial institutions · TNFD · SFDR

For financial institutions.

TNFD nature risk, SFDR Article 8/9 biodiversity positioning, and portfolio-level biodiversity evidence.

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TNFD

500+ institutions globally committed to TNFD nature-risk disclosure

Nature-related Financial Disclosures

SFDR Art. 8/9

Biodiversity criteria for EU sustainable finance product classification

Sustainable Finance Disclosure Regulation

ECB

Nature risk integration in prudential supervision expectations

European Central Bank guidance

PRI

Nature finance as a core pillar of responsible investment frameworks

Principles for Responsible Investment

Three distinct mandates
within financial services.

Biodiversity disclosure requirements reach financial institutions through multiple frameworks simultaneously. Each creates a specific evidentiary need.

SFDR Article 8 / Article 9Fund product positioning — SFDR principal adverse impacts

Fund biodiversity credentials

Article 8 funds promoting environmental characteristics and Article 9 funds with biodiversity as an investment objective both face increased scrutiny on substantiation. Biodiversity credits provide documented evidence of a concrete nature-positive contribution: GPS-bounded hectares under active restoration programmes, satellite-monitored continuously, with ecological baseline data and five-year outcome assessments. This is not a pledge or a commitment framework — it is documented stewardship of specific parcels of land, with the evidence structure that fund-level sustainability reporting requires.

TNFD LEAP MethodologyTNFD LEAP — Assess phase geographic data

Nature risk management and TNFD disclosure

TNFD's LEAP methodology requires financial institutions to Locate nature-related issues, Evaluate dependencies and impacts, Assess risks and opportunities, and Prepare disclosures. Owning biodiversity credits provides both a nature-positive contribution and parcel-level geographic data that directly supports the Assess phase. Each credit carries GPS coordinates, land-cover classification, habitat type, ecosystem condition indicators, and monitoring history — the structured geographic data needed for a credible TNFD disclosure. As TNFD adoption moves from voluntary to expected, the data infrastructure behind each disclosure will be the differentiator.

Sustainability-linked lendingSustainability-linked finance / CSRD-aligned covenants

Biodiversity covenants for corporate clients

Banks integrating nature into sustainability-linked loan frameworks face a practical problem: biodiversity performance is difficult to measure. For corporate clients subject to CSRD, biodiversity credits with verified E4-3 documentation provide a measurable, auditable indicator of nature-positive contribution. Incorporating credits as a covenant metric — alongside CSRD ESRS E4 reporting — allows lenders to structure sustainability-linked terms with reference to a verifiable third-party standard, rather than self-reported progress. This applies both to new facilities and to sustainability improvement targets in existing lending relationships.

What you receive

Documentation built for
institutional due diligence.

Every credit comes with the same documentation suite. Financial institutions acquiring 500 or more credits also receive portfolio-level TNFD LEAP data aggregation: a consolidated dataset combining geographic, ecological, and monitoring data across all registered parcels.

Institutional tier (500+ hectares)

A consolidated TNFD LEAP data file spanning all registered parcels, formatted for direct use in institutional TNFD disclosures. Includes aggregated ecosystem condition, land-cover change, and habitat connectivity data across the full credit portfolio.

Digital credit certificate

GPS coordinates, parcel ID, registration date, and legal ownership record.

Ecological baseline report

Pre-intervention species data, habitat condition, and land-cover assessment.

Annual satellite monitoring summaries

Vegetation health, canopy development, bare-soil reduction, and land stability — monitored via recurring satellite observations since 2020.

Five-year impact assessment

Baseline-to-outcome comparison with measurable biodiversity change indicators.

CSRD / TNFD data export

Structured dataset formatted for ESRS E4 reporting and TNFD LEAP methodology.

ISAE 3000 assurance-ready documentation package

Complete evidence file structured for external assurance and regulatory disclosure.

Institutional accounts start
at 500 hectares.

Financial institutions managing nature risk disclosures at scale benefit from consolidated monitoring data across all registered parcels, a dedicated documentation package, and portfolio-level data aggregation structured for TNFD reporting teams.

Discuss your institution's biodiversity requirements View pricing